WHAT DOES ACURA CARLAND DO WITH YOUR PERSONAL INFORMATION? WHY? - Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? - The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
HOW? - All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Acura Carland chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Acura Carland share? YES
Can you limit this sharing? NO
For our marketing purposes— to offer our products and services to you
Does Acura Carland share? YES
Can you limit this sharing? NO
For joint marketing with other financial companies Does Acura Carland share? NO
Can you limit this sharing? NO
For our affiliates’ everyday business purposes— information about your transactions and experiences
Does Acura Carland share? NO
Can you limit this sharing? NO
For our affiliates’ everyday business purposes—information about your creditworthiness
Does Acura Carland share? NO
Can you limit this sharing? NO
For affiliates to market to you Does Acura Carland share? YES
Can you limit this sharing? NO
For nonaffiliates to market to you Does Acura Carland share? YES
Can you limit this sharing? NO
WHO ARE WE Who is providing this notice? RIKE, Inc. d/b/a Acura Carland
WHAT WE DO How does Acura Carland protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Acura Carland collect my personal information? We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with the "Carland" name
Nonffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with include banks, finance companies, department of motor vehicles, your automobile manufacturer, and direct marketing companies for our internal purposes
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Acura Carland does not jointly market
QUESTIONS? - Call at (770) 623-9211 or go to acuracarland.com